To apply for a Zip Money account online, you’ll need to select your desired credit limit and provide your residential, employment and financial information. Next, verify your identity through SMS, and have your email address and mobile phone number handy. Once complete, your application will go through a quick assessment (this takes about 3 minutes) to determine approval.

Important - Please note:

To qualify for Zip Money you must meet the following criteria:

• 18 years of age and over. 
• Australian citizen or resident. 
• Have your own email address and phone number. 
• Employed or regular income. 
• Have access to online banking.