To apply for a Zip Money account online, you’ll need to select your desired credit limit and provide your residential, employment and financial information. Next, verify your identity through SMS, and have your email address and mobile phone number handy. Once complete, your application will go through a quick assessment (this takes about 3 minutes) to determine approval.

Important - Please note:

To qualify for Zip Money you must meet the following criteria. Be at least 18 years old.

• Be an Australian citizen or Permanent Resident.
• Be employed in some capacity (Certain pensions may also be accepted).
• Earn more than $300 of primary income per week.
• Have a good credit history.
• Have your own valid and verifiable email address and mobile number